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• How Much Car Insurance Do I Need? »
• Auto Insurance For Your Teenager »

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• Is Rental Car Insurance Necessary? »
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Car Insurance / Auto Insurance

Many of the Seattle car insurance quotes and policies we see brought to our office don't offer nearly enough car insurance protection. At Balcos, our Seattle car insurance agents will work to get you the best insurance coverage at the best possible price.

We offer coverage for a wide variety of vehicles and needs for car insurance in Seattle and the entire west coast, including:

• Auto insurance
  • Cars, Trucks, SUVs, Vans, Mopeds & Motorcycles
• Recreational vehicle insurance
  • Golf carts, ATVs, Snowmobiles, Campers & RVs
• Antique & classic car insurance

• Watercraft insurance (boat insurance)

The right car insurance policy can help get you back on the road quickly if your car is damaged or destroyed by accident, fire, theft, or other covered event. Your car insurance policy also provides protection against medical and legal expenses resulting from injury, loss of life, or property damage caused by an accident involving your auto.

A car insurance policy is a contract between you and an auto insurance company. You pay a premium, and in exchange, the car insurance company promises to pay for specific car-related financial losses during the term of the policy. Work with one of our experienced agents selling car insurance in Seattle or our satellite offices to determine the best car insurance coverage option for you.

Insurance for all kinds of vehicles

Balcos Insurance, inc. can also insure your motorcycle, classic car, motor home & RV, boat & Jet Ski, ATV, and more! Contact our Seattle car insurance agents for more information today.

What kind of insurance do I need?

In some states, to drive you must carry:

• Liability coverage to pay for losses you cause others, or
• No-fault coverage to pay you and your passengers for medical and related expenses caused by injuries from a car accident, regardless of who is at fault, or
• Both liability and no-fault coverages.

Even in states where coverage isn’t required, drivers must, by law, be able to pay for losses they cause others. Having car insurance is the simplest way for most people to comply.

To finance a car, it is usually necessary to have coverage for damage to your vehicle. This includes:

Collision Insurance

Collision coverage pays for damage caused to your vehicle in an automobile accident, when you are "at fault." Standard collision coverage will pay for any repairs up to the fair market value of your car. Collision coverage usually also comes with a deductible. It's the amount of money you pay toward repairs before your collision insurance kicks in. The higher a deductible you're willing to pay, the less the collision coverage will cost.

Comprehensive (Other than Collision) Insurance

Comprehensive coverage is very similar to collision coverage - the main difference is that comprehensive covers damage caused to your vehicle caused by any unknown party or "act of God." Vandalism, flood, hurricane, theft, windshield damage and fire are all events usually covered by comprehensive coverage. Like collision, comprehensive will pay up to the fair market value of your car (minus your deductible.). Though it's not legally required by any state, you will probably need it if your car is financed.

You are unique, and so are your car insurance needs. Talk to us today to find out how to get the best price and value on auto insurance for you.