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Seattle Small Business? Get Financed!

Feb 16 2012 Are you thinking of starting a small business in Washington State? Are you thinking of investing in purchasing real estate (in which your business occupies at least 51%)? Are you (or will you be) a for-profit... more ›

Do you have Health & Life Insurance?

Jan 23 2012 Do You Have Health and Life Insurance? When did you last Update your Policies? When was the last time you looked at your life or health insurance policy? Do you even have health insurance? Life insurance? It’s... more ›

February is American Heart Month

Jan 23 2012 Do you know what your blood pressure is? Is your heart healthy? When was your last checkup at the doctor? Heart disease is the leading cause of death in the United States. We want you, our client, to be happy and... more ›

Home Insurance: Pride of Ownership

Dec 6 2011 There are perks to being a homeowner and then there are the not-so-perks about being a homeowner. I experienced one of those homeowner's not-so-perks this past weekend when my wife told me that if I wanted to get our... more ›

Holiday Home Safety

Dec 2 2011 We want you and your home to be safe this holiday season. Your home insurance and health insurance are the last things we want you to have to use! Keep safe with these health & home insurance tips for holiday... more ›

Christmas Light Safety Videos

Dec 1 2011 If you're celebrating Christmas in your home this year, make sure you decorate safely. Many home fires are started every year because unsafe methods or lights were used, or because lights were left on and unattended in... more ›

Thanksgiving Safety Tips

Nov 23 2011 Be safe this Thanksgiving. We want your holidays to be filled with fun, family, friends, and food. Not fires. The U.S. Fire Administration reports that approximately 2,000 Thanksgiving Day fires in the US occur... more ›

How to Safely Thaw, Cook, Store, and Reheat your Turkey

Nov 23 2011 Fresh or Frozen? If you haven't already thawed your turkey, your options for thawing are limited, and you'd better start right away! From the Food Safety and Inspection Services, here are the safe methods for thawing,... more ›

Thanksgiving Deep-Frying Turkey Safety

Nov 23 2011 Deep-fried turkey is delicious and juicy, but also incredibly dangerous. Take the proper precautions. If you're planning on deep-frying your turkey this year, it is very important that you remember to: Use only small... more ›

Should I Buy Life Insurance for My Children?

Nov 16 2011 Should I take out life insurance policies on my children, and if so, when? Absolutely. These days, with more and more diagnoses of afflictions such as ADD, ADHD, OCD, anxiety, and food allergies, getting life... more ›

The "New" Refinance Program - Can You Benefit?

Nov 11 2011 You’ve likely heard the news about the “new” refinance program that was recently announced to help underwater homeowner’s refinance and take advantage of our record low mortgage rates. Rather... more ›

ANNUAL DRAWING!

Nov 11 2011 ONE MONTH till our ANNUAL REFERRAL PROGRAM DRAWING! In just ONE MONTH, we'll pull out SIX WINNERS, for: $1000 in FREE GAS CARDS $250 SHOPPING SPREE $50 RESTAURANT GIFT CARD $50 RESTAURANT GIFT CARD $25 GIFT CARD... more ›

Avoid Holiday Overeating

Nov 11 2011 1. Don’t arrive on an empty stomach! Although you may be tempted to skip lunch so you can splurge on dessert, don’t! Have a bowl of cereal, vegetable sticks, fresh fruit, a salad, a handful... more ›

Health Insurance Reform Update: Washington State

Nov 2 2011 Here’s the latest on the status of health insurance for Washington State residents and employers. The Health Insurance Affordable Care Act [PPACP] was passed in March of 2010, with various provisions of the act... more ›

Is Your Car Insurance Complete?

Sep 26 2011 When was the last time you looked at your car insurance policy? Do you know if you have all the coverage you’d need if you got into an accident? Not all car insurance policies are created equal. Does your car... more ›

Rhoda's Retirement & a New Employee

Sep 19 2011 Rhoda had been with us on our Commercial Lines Team since September of 2006. A former resident of Hawaii, she brought with her over 30 years work experience in the financial industry, and a 9 year history in insurance.... more ›

Back-to-School Driving Safety

Sep 19 2011 Most children involved in bus-related fatalities are 4-7 years old, and have been hit by motorists that illegally pass a stopped school bus. Because of this, Balcos Insurance wants to make sure you know the laws when it... more ›

Utility Service Coverage and DIC policies: Protection from the Coming Storms

Sep 16 2011 Storms, rain, wind, flooding... Roads washing out, trees falling over, power lines coming down...  It's getting to be that time of the year again in the Northwest. Even though "that time of the year" is about nine... more ›

Clean up your Business

Sep 16 2011 Ensuring that your work space is clean and organized can have great results, such as boosting staff productivity, improving mental clarity and focus, and inspiring a positive outlook. But where do you start? Getting... more ›

Don't Stress Out: Tips on Living Stress Free

Aug 25 2011 Stress. We've all heard of it and we've all experienced it. While a certain amount of stress can actually be good for you (it increases productivity, among other things), too much is detrimental. In fact,... more ›

Home Improvement is No Joke

Aug 25 2011 With the warmer weather and longer weekends, many of us are getting ready to do a little DIY (Do-It-Yourself). A word to the wise: 70 deaths per year are caused by DIY projects gone wrong. Keep this list in mind and... more ›

Allergies in the Home

Aug 25 2011 Allergies are not just an inconvenience. Some people have severe reactions to normal, everyday items. If you suffer from seasonal allergies, don't spend another season being miserable: detoxify your home and breathe... more ›

Hiring Tips for Small Business Owners

Aug 5 2011 As a business owner, one of your top priorities (along with proper insurance) should be hiring competent and gifted team members. Hiring new staff or replacing someone is also one of the top "pain points." The entire... more ›

Insurance to Cover Contraception

Aug 2 2011 Starting in August 2012, insurance companies have been instructed to cover contraception. Women covered by private health insurance will no longer have to pay for birth control prescriptions, family planning, nor seven... more ›

Human Food, Dog Poison

Aug 2 2011 Not all foods or household items are dog-friendly. In fact, some are poisonous and even deadly. Just like their two-legged counterparts, there are many poisons in food and surroundings that dogs need to avoid.... more ›

No More Phone Books

Aug 1 2011 If you're tired of phone books coming to your house, or can use the internet or your smartphone to find what you need rather than wasting the paper on an entire book, you can make a change for the better. Call 1-... more ›

How Your Car Insurance Works

Jul 22 2011 Personal auto insurance can be quite confusing. It's really several different kinds of insurance rolled into one car insurance policy. Liability is one of the most important car insurance coverages you can buy.... more ›

Tire Blowout & Car Accident Prevention

Jul 20 2011 Tire blowouts are a major cause of car accidents every day. It's amazing that something so simple as an underinflated tire could destroy a life. According to the NHTSA (National Highway Traffic Safety Administration),... more ›

Buying Business Insurance / Commercial Insurance: What Can I Expect?

Jul 20 2011 There is a general misconception that buying business / commercial insurance is the same quick process as personal insurance often is. There are definite differences between how your car insurance and your business... more ›

Risky Driving Behaviors. Who, Me?

Jul 14 2011 If you think you drive your car more dangerously when you're stressed, you're not alone. As it turns out, the more frazzled you get while driving, the more prone you are to engaging in risky driving behaviors. A... more ›

Don't Get Hacked

Jul 14 2011 If you're like most people these days, you use your computer, laptop, smartphone, or combination of the above quite regularly. Electronics like these are fantastic ways to communicate with one another, and wonderful for... more ›

Balcos Food Drive!

Jul 8 2011 To help support the North Helpline Food Bank, we are participating in a food drive to help them boost their food supply! Typically you think of food drives around Thanksgiving, but with the food bank's usual... more ›

Hybrid Car Insurance

Jun 21 2011 Hybrid Cars run on a combination of gasoline and an alternate power source: Some run on a rechargeable battery which captures kinetic energy through “regenerative braking,” while others run on hydrogen gas.&... more ›

Press Release: Balcos Insurance Embraces Web Community

Jun 21 2011 In January of 2011, Balcos Insurance, inc launched a new website (http://www.balcosinsurance.com) tailored to people’s needs, whether it be an insurance quote, FAQ, live chat, or articles and blog postings about... more ›

Washington Drivers, No Insurance

Jun 17 2011 About 20% of the drivers on the road in Washington State have recently reduced or cancelled their car insurance for immediate financial relief.* Reducing or cancelling your car insurance can have terrible repercussions... more ›

Health Insurance Costs Making You Sick?

Jun 17 2011 The numbers are staggering. Health insurance costs are rising in the United States in a drastic way, and one of the reasons for it's jump in cost is the large number of serious health insurance claims that are being... more ›

Insurance, Injury & Ergonomics

Jun 7 2011 It doesn't matter whether you're an employer that's worried about insurance costs rising from workers' comp insurance claims or a person that spends a lot of time on a computer who's worried about their own injuries and... more ›

Drying a Wet Cell Phone

Jun 6 2011 It happens. Assuming you’re brave enough to save your phone from a watery death, what do you do next? Do not shake it. Do not turn it on. Do not microwave it. Do not take it back to the store (water damage is... more ›

Seattle Waives Parking Ticket Collections and Interest

May 27 2011 For a very limited time, the City of Seattle will be waiving the collections and interest on unpaid parking tickets. If you have back parking tickets, this is the time to pay them. The parking ticket collections and... more ›

Seattle Drivers Beware: City Starting to "Boot" Cars

May 26 2011 Seattleites beware! If you have parking tickets and drive in Seattle, make sure you pay them! If you live in Seattle and have four or more unpaid parking tickets, Scofflaw could get you in big trouble.... more ›

Avoid Coinsurance Penalties

May 18 2011 If property listed on the business insurance policy is not insured to the true replacement value, you could be penalized in the case of a covered property loss. Coinsurance is a tool the insurance company uses in... more ›

Clean without Chemicals

May 18 2011 We have a few natural cleaning tips left up our rubber gloves. With as many chemicals as we are introduced to in our daily lives, through food, the air, cosmetics, clothing, furniture, and more, why introduce more when... more ›

When should I review my home insurance?

May 13 2011 When should I, and how often do I need to review my home insurance? Ideally, you should look at your home insurance policy at least annually. More often if you make changes to your account, like purchasing appliances... more ›

Breathe Easy with Cleaner Air

Apr 27 2011 Cleaner Air with Houseplants Houseplants are our often-overlooked helpers in ridding the air of pollutants and toxins, counteracting outgassing and contributing to balanced internal humidity. Find out which... more ›

Home Insurance Cancellation: Your Vacant Home and What you Need to Know

Apr 27 2011 As the weather gets nicer and we get more active, you may be starting to think about planning summer vacations or doing a remodel on your home. If you're planning to not live in your home for an extended period of time,... more ›

Natural Cleaners and Polish

Apr 5 2011 Greening Your Home Clean Your home is your sanctuary, but there are many chemicals used in keeping that sanctuary clean that could be damaging to your health and the environment. One of the easiest ways to reduce... more ›

Spring Clean Your Website

Apr 5 2011 These days, your business’ website is at least as important if not more important than your storefront itself. If you’re presenting a website to the public that isn’t up to snuff, they will assume the... more ›

Quakes, Tsunamis, Floods, Landslides

Apr 5 2011 Quakes, Tsunamis, Floods, Landslides: Cover All of it by Getting a DIC (Difference in Condition) Insurance Policy A tragic earthquake and tsunami struck Japan this month, making news headlines around the world. While... more ›

Home and Renters Insurance Tips

Apr 5 2011 Remodeling, renovation projects, and new purchases can add value to your home and satisfaction for you. It can also mean that your homeowners insurance coverage may need to be updated.   Check your home... more ›

Natural Rug & Floor Cleaners

Mar 7 2011 Rug and Upholstery Cleaner Sprinkle corn meal, baking soda or cornstarch on dry rugs and vacuum. For a wet-cleaning, use club soda or soap-based rug shampoo (and an appropriate vacuum, of course).   Carpet... more ›

Mold: Get the Damp out...

Mar 7 2011 The cleanliness of your home can have direct implications in your health and the health of your family, friends, and even pets. Additionally, so can what you're using to clean it. If you have mold growing in your home... more ›

Promote Renter's Insurance to Your Tenants

Mar 1 2011 It's important, as a property manager, to promote renter's insurance as much as possible. This, plus your own comprehensive property insurance policy, gives you as much protection as possible from costly damages and... more ›

New Employees 2011

Jan 25 2011 With our growth, we have added new staff to the mix! We are very happy to have new, fresh faces on board with Balcos Insurance!   Balcos Insurance is pleased to introduce: Laura Erb Front desk / Reception I... more ›

Car Spring Clean

Jan 25 2011 Car Spring Clean Spring is a great time to clean your fall and winter clutter – not just from your home, but your car, too! Dump the Junk: Clean out the inside of your car – get rid of anything that... more ›

To DIY or Not to DIY

Jan 25 2011 Home repair can be a costly venture if you’re paying contractors. But with a few basic handyman skills and a little DIY savvy, it can be quite affordable. Unless you’re qualified to make larger, more... more ›

Checklist for Safe & Pain-Free Holidays

Dec 17 2010 Safe Holiday Traveling  Whether heading off to someplace warmer or making the journey to visit family, the holiday season is one of the most popular for traveling – and also for burglary. Play it safe and... more ›

Protect Yourself from Identity Theft in Seattle

Dec 15 2010 With the rash of identity theft that has been rampant in Seattle, it is especially important to safeguard yourself and your clients from this devastating crime. It can happen to anyone… The phone rings... more ›

Sewer Backup Coverage: A Northwest Necessity

Sep 23 2010 This is probably the least understood and most poorly named extension to a home or renters’ insurance policy, yet it results in the greatest frequency of claims. As the name implies, it covers against damages from the backup of sewers. But did you know that it also protects against damage from a faulty or plugged drain, septic system, sump pump, eaves trough and downspout? Sewer backup insurance is probably the least understood and most poorly named extension to a home or renters’ insurance policy, yet it results in the greatest frequency of claims. As the name implies, it covers... more ›

Don't be Scared of Halloween Safety

Sep 23 2010 Follow this list of tips and tricks for a safer Halloween this year! For Adults: Drive carefully at driveways, curves, hills, stop signs, and intersections. Watch for kids walking in the street. Know when your neighborhood holds Halloween activities. Don't use cell phones while... more ›

Emergency Contact Program

Sep 8 2010 Imagine this… Disaster strikes – and we don’t know how to find you. Some time ago, such a tragedy happened to one of our clients – and we vowed we would never let it happen again. Not if we can... more ›

What Does Your Condo Insurance Cover?

Aug 24 2010 Do you know what your condo insurance covers? If you look at your Master Insurance Policy, or CC&R, you should be able to find out. Usually, condo insurance covers the Building Property (your unit, in the condition... more ›

Restaurant Safety Article

Jul 26 2010 It’s simple. As a restaurant, it’s important that you take care of your employees and your customers. If missing one, the other, or both, you can’t function as a profitable restaurant. Having a Restaurant Safety Program in place helps ensure that they (and your interests) are protected. As the Endorsed P&C Provider of Restaurant Insurance for the Washington Restaurant Association, we believe it’s important to equip you with all the tools possible to prevent accidents and losses. It’s simple. As a restaurant, it’s important that you take care of your employees and your customers. If missing one, the other, or both, you can’t function as a profitable restaurant. Having a... more ›

Mark Balcos Named 2010 PIA Agent of the Year

Jun 15 2010 Seattle’s Mark Balcos, of Balcos Insurance, inc. was named the 2010 Agent of the Year by the Professional Insurance Agents of Washington/Alaska (PIA) during their Annual Conference & Trade Show, June 6th - 8th,... more ›

Why Buy Life Insurance?

Jun 14 2010 Why buy life insurance? Life insurance is essential. It protects your family and loved ones when you're gone, and can be a tool to finance your objectives from education to retirement while you are alive. Why buy life insurance? Life insurance is essential. It protects your family and loved ones when you're gone, and can be a tool to finance your objectives from education to retirement while you are alive. Life... more ›

Heart Health with Balcos

May 25 2010 For National Heart Month, Balcos Insurance is featuring some simple ways to use your heart a little every day. With Valentine's Day just around the corner, it's fitting that we honor the heart. For National Heart Month, Balcos Insurance is featuring some simple ways to use your heart a little every day. With Valentine's Day just around the corner, it's fitting that we honor the heart. There's a number... more ›

Spring Home Accident Checklist

May 25 2010 When you’re longing to get outside in the spring months, consider several simple steps to enhance safety for you and your family. After all, the numbers show where the danger is: Home accidents result in 10 million emergency room visits each year in the U.S., according to Home Safety Council estimates. Many injuries occur in garages and near doorways to a home. When you’re longing to get outside in the spring months, consider several simple steps to enhance safety for you and your family. After all, the numbers show where the danger is: Home accidents result in 10... more ›

Uninsured Motorists

May 25 2010 With high unemployment rates come high numbers of uninsured or underinsured drivers. This is making driving your car an even more financially risky venture. Do you have Uninsured (UM) and Underinsured Motorist (UIM) coverage on your auto insurance policy? If you're not sure, call your agent to find out. With high unemployment rates come high numbers of uninsured or underinsured drivers. This is making driving your car an even more financially risky venture. Do you have Uninsured Motorist (UM) and Underinsured... more ›

Prepare for the Inevitable... and for Life's Surprises

May 25 2010 The story of Terry Schiavo demonstrates how important it is to have a medical directive - signed documents that state your wishes in the event of catastrophic illness or an accident that prevent you from communicating your wishes to doctors or family members. The story of Terry Schiavo demonstrates how important it is to have a medical directive - signed documents that state your wishes in the event of catastrophic illness or an accident that prevent you from... more ›

Spotlight on Success: P & D Contractors Northwest

May 25 2010 P & D Contractors Northwest LLC provides residential and commercial remodel and new construction services. Their core operating principles are: timely completion, cleanliness, environmentally conscious practices, and high quality finished product. P & D Contractors Northwest LLC provides residential and commercial remodel and new construction services. Their core operating principles are: timely completion, cleanliness, environmentally conscious practices,... more ›

Have You Heard the Buzz about Drowsy Driving?

May 25 2010 Sleep experts are now estimating that drowsy driving accounts for over 100,000 accidents each year, and causes 1550 deaths! The number of fatigue-related accidents may actually be much higher than this estimate because is it so difficult to detect. Sleep experts are now estimating that drowsy driving accounts for over 100,000 accidents each year, and causes 1550 deaths! The number of fatigue-related accidents may actually be much higher than this estimate because... more ›

Safeco's Agent Gives Program: Ballard Boys & Girls Club

May 25 2010 Michelle Ferris nominated the Ballard Boys & Girls Club to support the community, and on Sept. 3rd, Balcos Insurance presented them with a $1,500 donation from Safeco Insurance. Donors Harry & Clare Wilson... more ›

Spotlight on Success: Nimbus Restaurant

May 25 2010 Along with striking views of Mount Baker and the San Juan Islands, Nimbus features creative upscale dining and seasonal cocktails in a casual environment. Nimbus Restaurant is located on the 15th floor of the Bellingham Towers Building in downtown Bellingham, Washington. Along with striking views of Mount Baker and the San Juan Islands, Nimbus features creative upscale... more ›

Safeco Agent Gives Program: Community to Community Development

May 25 2010 Safeco’s contribution was presented to Community to Community Development by Michelle Ferris of Balcos Insurance. Ferris nominated Community to Community Development for a grant through Safeco’s Agent Giving Program. Safeco’s contribution was presented to Community to Community Development by Michelle Ferris of Balcos Insurance. Ferris nominated Community to Community Development for a grant through Safeco’s Agent Giving... more ›

Spotlight on Success: Trophy Cupcakes

May 25 2010 In the heart of Seattle’s Wallingford neighborhood lies a glittering butter cream jewel – Trophy Cupcakes. Opened in February of 2007 by husband and wife team Michael Williamson and Jennifer Shea, Trophy Cupcakes has soared to become one of the premier dessert destinations in Seattle. In the heart of Seattle’s Wallingford neighborhood lies a glittering butter cream jewel – Trophy Cupcakes. Opened in February of 2007 by husband and wife team Michael Williamson and Jennifer Shea, Trophy... more ›

Is Your Hobby Safe?

May 25 2010 We all have hobbies of some sort, from painting, to knitting, to home renovation. Every hobby has inherent risks - many that you might never think of. When you set out to work on your hobby this summer, be aware of a... more ›

Tech Corner: Do You Twitter?

May 25 2010 Have you thought about Twitter, but don't know what to do with it? Twitter is a social networking site that lets you publish short quips about whatever you'd like. Businesses – listen up! You can use this tool to increase sales, if you use it right… by: Michelle Ferris, Balcos Insurance Director of Marketing Have you thought about Twitter, but don't know what to do with it? Twitter is a social networking site that lets you publish short quips about whatever you'd... more ›

Newsletter

May 25 2010 We mail out newsletters 6 times a year, with supplemental emails in-between, to our clients and friends. Our tips and tricks help keep our clients abreast of pressing issues, news and changes in the insurance... more ›

Spotlight on Success: Heroes for the Homeless

May 25 2010 Heroes for the Homeless began with a vision to find meaningful ways to assist the homeless. For years Tricia Lapitan handed out bottled water and juice boxes to the homeless instead of giving them money... Heroes for the Homeless began with a vision to find meaningful ways to assist the homeless.  For years Tricia Lapitan handed out bottled water and juice boxes to the homeless instead of giving them money. ... more ›

Getting a Job in a Recession

May 25 2010 If you’re not looking for a job yourself, odds are, you probably know someone that is. With unemployment rates hovering around 10% in Washington State, it can be difficult right now to find a job, it’s far from impossible. R.B. Sheridan said it best, and most simply, “The surest way not to fail is to determine to succeed.” If you’re not looking for a job yourself, odds are, you probably know someone that is. With unemployment rates hovering around 10% in Washington State, it can be difficult right now to find a job, it’s far... more ›

From Disasters of Rubble and Mud: Haitian Children & Opportunities

May 25 2010 With a population of almost 10 million that has been hindered by colonialism, dictatorships, depleted natural resources, and most recently, a series of devastating storms, hurricanes, and earthquakes, it is difficult to find where to begin helping a nation so troubled. I recently had the pleasure of interviewing a colleague of Mark Balcos, Mike Leland, of Premier Construction Management (who built the new Bellingham Balcos Insurance office building), and his wife, Chris Leland. They... more ›

Get a Better Job... Get a Promotion

May 25 2010 Most businesses certainly took some licks during the recession – but many are starting to pull out. And with the additional work you’ve put in during tough times, perhaps moving into a better position – with a better paycheck - is on your mind. Most businesses certainly took some licks during the recession – but many are starting to pull out. And with the additional work you’ve put in during tough times, perhaps moving into a better position &... more ›

Shared-Space Living Arrangements and Your Insurance

May 24 2010 Is Your Living Arrangement Covered? In years past, most households were composed of a husband and wife. Times have changed and households have become comprised of many mixes of people - married couples, couples... more ›

Buying Restaurant Insurance

May 18 2010 If your own a restaurant, buying insurance for your business can be a bit more complex than selecting the comparatively more basic kinds of protection offered by home or auto insurance. A good policy should protect not only the physical assets of your restaurant but also your own liability, as well as your investment in the business. Buying insurance for your restaurant is much more complex than selecting home or car insurance. A good restaurant insurance quote should protect your restaurant's physical assets, your own liability, and your investment... more ›

Types of Business Insurance

May 18 2010 No matter the size of your business, insurance is an important consideration. What kind do you need to run a successful and profitable business operation? No matter the size of your business, insurance is important. Many small businesses feel that paying for business insurance will drain their income and the money is better spent funding something else. However, if you... more ›

Restaurant and Hospitality Insurance Coverage: Equipment Breakdown

May 18 2010 Business owners in the restaurant and hospitality industry often need to juggle many areas of their businesses in order to keep their customers satisfied and loyal. Like any intricate machine, the mechanics of a restaurant’s daily operations can quickly be derailed by a small problem which can lead to a massive drop in income in a surprisingly short time. Business owners in the restaurant and hospitality industry often need to juggle many areas of their businesses in order to keep their customers satisfied and loyal. Like any intricate machine, the mechanics of a... more ›

How Much Business Insurance Do I Need?

May 18 2010 The type and level of coverage you choose for your business will depend on a number of different factors, ranging from the size of your business to industry specifics. As a business owner, ultimately the decision regarding the level of coverage rests with you. The one certain thing is that you want to ensure that your business is adequately protected but at the same time, you do not want to be paying premiums for insurance components that have no relevance to your business. The type and level of business insurance you choose for your business will depend on a number of different factors, ranging from the size of your business to industry specifics. As a business owner, the decision... more ›

Do I Have Enough Home Insurance?

May 12 2010 How high are the limits on your homeowners insurance? If something happens, is it enough? Have you taken these factors into consideration? You need enough insurance to cover the cost of rebuilding at current construction costs. Don't base your rebuilding costs on the price you paid for the building. With costs of materials rising, ensuring your building is covered with the right limits is especially important... How high are the limits on your home insurance? If something happens, is it enough? Have you taken these factors into consideration? You need enough home insurance to cover the cost of rebuilding at... more ›

Building Ordinance Insurance (Business Insurance Special Report)

Apr 14 2010 Don’t Pay Thousands of Dollars Out-of-Pocket Building Ordinance Insurance is often overlooked, but is very important.  Even so, some policies may not offer building ordinance insurance at all.  So what... more ›

"Oh No! Am I Covered?"

Dec 7 2009 In today’s busy world, you have a lot on your mind… and insurance is rarely one of them – it’s something that you probably don’t want to have to think about until you need it. But do you... more ›

New Balcos Insurance Bellingham Office

Oct 29 2009 For release: July 20, 2008 MARK BALCOS, of BALCOS INSURANCE, INC. OPENING NEW OFFICE IN BELLINGHAM Mark Balcos, president and founder of Balcos Insurance, has always had big plans for the business. Balcos Insurance... more ›

A Balcos Venture: Balcos Business Brokers, inc.

Oct 28 2009 For release: September 12, 2008 MARK BALCOS, of BALCOS INSURANCE, INC. OPENING NEW BUSINESS: BALCOS BUSINESS BROKERS, INC. The Seattle Balcos Insurance office is expanding. Balcos Insurance takes care of its... more ›

C2CD Press Release

Oct 28 2009 Safeco Insurance and Balcos Insurance, inc. Supports Community to Community Development Seattle, Washington (June 20, 2009) – Balcos Insurance, inc. announced today that Safeco Insurance has donated $1,500 to... more ›

Home Insurance: Replacement Cost vs. Actual Cash Value

Oct 9 2009 Replacement Cost vs. Actual Cash Value Your home insurance policy does not provide coverage for all potential catastrophes that could damage or destroy your home. Earthquake and flood are two “perils”... more ›

Personal Lines Account Manager

Sep 23 2009 Personal Lines Account Manager Position Company: Balcos Insurance, inc. Job Description: Account Manager, Personal Lines Department Manager: Tracy Lake Email: ContactUs [at] balcosinsurance [dot] com Phone: (... more ›

Commercial Lines Account Manager

Sep 23 2009 Commercial Account Manager Position Company: Balcos Insurance, inc. Job Description: Account Manager, Commercial Lines Department Manager: Scottie Moffett Email: ContactUs [at] balcosinsurance [dot] com Phone: (... more ›

Jobs

Sep 23 2009 Balcos Insurance, Inc. is committed to being one of the premier independent insurance agencies in Seattle, Bellingham, and Stanwood, Washington. We serve clients all over Washington, Oregon, California, Idaho, Arizona,... more ›

Press

Sep 22 2009 Balcos Press Releases Ballard News Tribune, October 2009. Safeco Insurance and Balcos Insurance donate $1500 to the Ballard Boys & Girls Club to help them with upgrades to their computers... North Seattle... more ›

Building Ordinance Insurance Coverage

Sep 22 2009 How to Make Sure You Don’t Pay Thousands of Dollars Out-of-Pocket Building Ordinance Coverage is often overlooked, but is very important.  Even so, some policies may not offer this type of coverage at all.&... more ›

So You Have Insurance... But is it Enough?

Sep 22 2009 How high are the limits on your insurance? If something happens, is it enough? Have you taken these factors into consideration? You need enough insurance to cover the cost of rebuilding at current... more ›

Why Get Umbrella Insurance?

Sep 18 2009 Every policy has gaps... Here's how to protect your finances from falling into one. I'm sure you understand the value of insuring your homes, cars, and other personal property. I'm sure you also understand that they... more ›

Life Insurance: What Happens to My Family when I Die?

Sep 18 2009 There is so  much to know about life insurance... it makes it quite appealing to lump life insurance in with the tasks you'll "get to tomorrow." But what if you don't have a tomorrow? Rarely do we get warning... more ›

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