Boating Safety
Don’t Let An Accident Sink Your Summer Fun
When summer comes around, get on the water with confidence. Keep yourself and your family safe with our boating safety tips.
If You Own a Boat, Get Boat Insurance.
Some people assume their homeowners policy is all they need to protect their boat.
Not true.
Typically, homeowners policies have limited coverage for boats and may not cover injuries or accidents while you’re on the water. To make sure you’re covered for boat injuries, theft and damage, buy a boat insurance policy.
Tune-ups Aren’t Just For Cars.
When you’re out on the water, make sure that:
- Your gas tanks are vented
- Bulges are free of vapors, oil, waste and grease.
- You carry a fire extinguisher and keep it charged.
Have your boat’s operating systems checked at least once a year by a certified marine technician. The Coast Guard Auxiliary and United States Power Squadrons also offer free vessel safety checks.
Eight out of 10 Boating Fatalities Occur with Untrained Captains at the Wheel.
Experts say that most boating accidents could be prevented by an experienced driver. Make sure anyone who drives your boat is properly trained.
With some of our companies, you can also save up to 15 percent on your boat policy by completing a safety course with the Coast Guard Auxiliary or U.S. Power Squadrons.
Life Preservers Aren’t Just for Kids.
Hundreds of people drown in boating accidents every year – and nearly all of them were not wearing a life jacket. It’s not enough to just have life jackets on board – you must wear them. In an accident, people rarely have time to reach for a life jacket. This rule applies for adults, too: More people in their 30s die in boating accidents than any other age group. New lighter, more comfortable and attractive life jackets are available today, making it even easier to get passengers to suit up.
Carbon Monoxide Kills in Minutes.
A typical boat engine puts out as much carbon monoxide as 188 automobiles – and passengers exposed to high levels can pass out within minutes. Turn off your engine when there are people in the water and don’t let passenger “ski” by holding onto the back of the boat.
You can also install a carbon monoxide detector for your boat for less than $100. For detailed safety information, see Safeco’s Safe Boat Guide and Water Safety Guide.
(877) 783 – 0335
The reader assumes all responsibilities for his/her own actions in regards to any items discussed in this report. Adherence to all applicable laws and regulations, federal, state and local, governing the use of any product or service described in this report in the US or any other jurisdiction is the sole responsibility of the reader. The publisher and author assume no responsibility or liability whatsoever on the behalf of the reader of these materials. The reader is encouraged to consult directly with his/her insurance professional.
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