FAQ
The most frequently asked questions about insurance are indexed here to help you.
If you do not see an answer to your question, feel free to request more information or email us directly.
General
Auto Insurance
- Will I pay a different insurance premium based on where I live?
- Do all states require some kind of liability insurance?
- How do I avoid cancellation of my auto insurance policy?
- Will my auto insurance policy cover another person if I loan them my car?
- Is my car covered for natural disasters or “Acts of God?”
- What happens if my insurer refuses to cover a claim?
Homeowners Insurance
- Mortgage Insurance: Who decides – the mortgage company or me?
- What is covered in a homeowners insurance policy?
- Are natural disasters (like floods and earthquakes) covered by my homeowners insurance?
- What exclusions to my homeowners insurance policy should I know about?
Renters Insurance
Business Insurance
- Do I need business insurance right away?
- Why do I need business insurance, if I don’t have any major business assets?
- Are there differences in insurance coverage options for businesses?
Student / Recent Graduate Insurance
- Are college students covered by their parents’ insurance policies?
- What are the risks that college students face?
- What is the extent of these risks?
More Information
- Available in our Consumer Advocacy Reports
(877) 783 – 0335
The reader assumes all responsibilities for his/her own actions in regards to any items discussed in this report. Adherence to all applicable laws and regulations, federal, state and local, governing the use of any product or service described in this report in the US or any other jurisdiction is the sole responsibility of the reader. The publisher and author assume no responsibility or liability whatsoever on the behalf of the reader of these materials. The reader is encouraged to consult directly with his/her insurance professional.
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