Seattle Small Business? Get Financed!

Feb 16 2012 Are you thinking of starting a small business in Washington State? Are you thinking of investing in purchasing real estate (in which your business occupies at least 51%)? Are you (or will you be) a for-profit... more ›

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Rhoda's Retirement & a New Employee

Sep 19 2011 Rhoda had been with us on our Commercial Lines Team since September of 2006. A former resident of Hawaii, she brought with her over 30 years work experience in the financial industry, and a 9 year history in insurance.... more ›

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Utility Service Coverage and DIC policies: Protection from the Coming Storms

Sep 16 2011 Storms, rain, wind, flooding... Roads washing out, trees falling over, power lines coming down...  It's getting to be that time of the year again in the Northwest. Even though "that time of the year" is about nine... more ›

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Clean up your Business

Sep 16 2011 Ensuring that your work space is clean and organized can have great results, such as boosting staff productivity, improving mental clarity and focus, and inspiring a positive outlook. But where do you start? Getting... more ›

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Hiring Tips for Small Business Owners

Aug 5 2011 As a business owner, one of your top priorities (along with proper insurance) should be hiring competent and gifted team members. Hiring new staff or replacing someone is also one of the top "pain points." The entire... more ›

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Buying Business Insurance / Commercial Insurance: What Can I Expect?

Jul 20 2011 There is a general misconception that buying business / commercial insurance is the same quick process as personal insurance often is. There are definite differences between how your car insurance and your business... more ›

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Insurance, Injury & Ergonomics

Jun 7 2011 It doesn't matter whether you're an employer that's worried about insurance costs rising from workers' comp insurance claims or a person that spends a lot of time on a computer who's worried about their own injuries and... more ›

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Avoid Coinsurance Penalties

May 18 2011 If property listed on the business insurance policy is not insured to the true replacement value, you could be penalized in the case of a covered property loss. Coinsurance is a tool the insurance company uses in... more ›

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Spring Clean Your Website

Apr 5 2011 These days, your business’ website is at least as important if not more important than your storefront itself. If you’re presenting a website to the public that isn’t up to snuff, they will assume the... more ›

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Quakes, Tsunamis, Floods, Landslides

Apr 5 2011 Quakes, Tsunamis, Floods, Landslides: Cover All of it by Getting a DIC (Difference in Condition) Insurance Policy A tragic earthquake and tsunami struck Japan this month, making news headlines around the world. While... more ›

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Promote Renter's Insurance to Your Tenants

Mar 1 2011 It's important, as a property manager, to promote renter's insurance as much as possible. This, plus your own comprehensive property insurance policy, gives you as much protection as possible from costly damages and... more ›

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Restaurant Safety Article

Jul 26 2010 It’s simple. As a restaurant, it’s important that you take care of your employees and your customers. If missing one, the other, or both, you can’t function as a profitable restaurant. Having a Restaurant Safety Program in place helps ensure that they (and your interests) are protected. As the Endorsed P&C Provider of Restaurant Insurance for the Washington Restaurant Association, we believe it’s important to equip you with all the tools possible to prevent accidents and losses. It’s simple. As a restaurant, it’s important that you take care of your employees and your customers. If missing one, the other, or both, you can’t function as a profitable restaurant. Having a... more ›

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Buying Restaurant Insurance

May 18 2010 If your own a restaurant, buying insurance for your business can be a bit more complex than selecting the comparatively more basic kinds of protection offered by home or auto insurance. A good policy should protect not only the physical assets of your restaurant but also your own liability, as well as your investment in the business. Buying insurance for your restaurant is much more complex than selecting home or car insurance. A good restaurant insurance quote should protect your restaurant's physical assets, your own liability, and your investment... more ›

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Types of Business Insurance

May 18 2010 No matter the size of your business, insurance is an important consideration. What kind do you need to run a successful and profitable business operation? No matter the size of your business, insurance is important. Many small businesses feel that paying for business insurance will drain their income and the money is better spent funding something else. However, if you... more ›

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Restaurant and Hospitality Insurance Coverage: Equipment Breakdown

May 18 2010 Business owners in the restaurant and hospitality industry often need to juggle many areas of their businesses in order to keep their customers satisfied and loyal. Like any intricate machine, the mechanics of a restaurant’s daily operations can quickly be derailed by a small problem which can lead to a massive drop in income in a surprisingly short time. Business owners in the restaurant and hospitality industry often need to juggle many areas of their businesses in order to keep their customers satisfied and loyal. Like any intricate machine, the mechanics of a... more ›

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How Much Business Insurance Do I Need?

May 18 2010 The type and level of coverage you choose for your business will depend on a number of different factors, ranging from the size of your business to industry specifics. As a business owner, ultimately the decision regarding the level of coverage rests with you. The one certain thing is that you want to ensure that your business is adequately protected but at the same time, you do not want to be paying premiums for insurance components that have no relevance to your business. The type and level of business insurance you choose for your business will depend on a number of different factors, ranging from the size of your business to industry specifics. As a business owner, the decision... more ›

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Building Ordinance Insurance (Business Insurance Special Report)

Apr 14 2010 Don’t Pay Thousands of Dollars Out-of-Pocket Building Ordinance Insurance is often overlooked, but is very important.  Even so, some policies may not offer building ordinance insurance at all.  So what... more ›

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"Oh No! Am I Covered?"

Dec 7 2009 In today’s busy world, you have a lot on your mind… and insurance is rarely one of them – it’s something that you probably don’t want to have to think about until you need it. But do you... more ›

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Building Ordinance Insurance Coverage

Sep 22 2009 How to Make Sure You Don’t Pay Thousands of Dollars Out-of-Pocket Building Ordinance Coverage is often overlooked, but is very important.  Even so, some policies may not offer this type of coverage at all.&... more ›

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