Should I Buy Life Insurance for My Children?

Nov 16 2011 Should I take out life insurance policies on my children, and if so, when? Absolutely. These days, with more and more diagnoses of afflictions such as ADD, ADHD, OCD, anxiety, and food allergies, getting life... more ›

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Home Improvement is No Joke

Aug 25 2011 With the warmer weather and longer weekends, many of us are getting ready to do a little DIY (Do-It-Yourself). A word to the wise: 70 deaths per year are caused by DIY projects gone wrong. Keep this list in mind and... more ›

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Allergies in the Home

Aug 25 2011 Allergies are not just an inconvenience. Some people have severe reactions to normal, everyday items. If you suffer from seasonal allergies, don't spend another season being miserable: detoxify your home and breathe... more ›

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Hiring Tips for Small Business Owners

Aug 5 2011 As a business owner, one of your top priorities (along with proper insurance) should be hiring competent and gifted team members. Hiring new staff or replacing someone is also one of the top "pain points." The entire... more ›

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How Your Car Insurance Works

Jul 22 2011 Personal auto insurance can be quite confusing. It's really several different kinds of insurance rolled into one car insurance policy. Liability is one of the most important car insurance coverages you can buy.... more ›

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Tire Blowout & Car Accident Prevention

Jul 20 2011 Tire blowouts are a major cause of car accidents every day. It's amazing that something so simple as an underinflated tire could destroy a life. According to the NHTSA (National Highway Traffic Safety Administration),... more ›

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Risky Driving Behaviors. Who, Me?

Jul 14 2011 If you think you drive your car more dangerously when you're stressed, you're not alone. As it turns out, the more frazzled you get while driving, the more prone you are to engaging in risky driving behaviors. A... more ›

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Don't Get Hacked

Jul 14 2011 If you're like most people these days, you use your computer, laptop, smartphone, or combination of the above quite regularly. Electronics like these are fantastic ways to communicate with one another, and wonderful for... more ›

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Hybrid Car Insurance

Jun 21 2011 Hybrid Cars run on a combination of gasoline and an alternate power source: Some run on a rechargeable battery which captures kinetic energy through “regenerative braking,” while others run on hydrogen gas.&... more ›

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Washington Drivers, No Insurance

Jun 17 2011 About 20% of the drivers on the road in Washington State have recently reduced or cancelled their car insurance for immediate financial relief.* Reducing or cancelling your car insurance can have terrible repercussions... more ›

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Insurance, Injury & Ergonomics

Jun 7 2011 It doesn't matter whether you're an employer that's worried about insurance costs rising from workers' comp insurance claims or a person that spends a lot of time on a computer who's worried about their own injuries and... more ›

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Drying a Wet Cell Phone

Jun 6 2011 It happens. Assuming you’re brave enough to save your phone from a watery death, what do you do next? Do not shake it. Do not turn it on. Do not microwave it. Do not take it back to the store (water damage is... more ›

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Seattle Waives Parking Ticket Collections and Interest

May 27 2011 For a very limited time, the City of Seattle will be waiving the collections and interest on unpaid parking tickets. If you have back parking tickets, this is the time to pay them. The parking ticket collections and... more ›

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Seattle Drivers Beware: City Starting to "Boot" Cars

May 26 2011 Seattleites beware! If you have parking tickets and drive in Seattle, make sure you pay them! If you live in Seattle and have four or more unpaid parking tickets, Scofflaw could get you in big trouble.... more ›

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When should I review my home insurance?

May 13 2011 When should I, and how often do I need to review my home insurance? Ideally, you should look at your home insurance policy at least annually. More often if you make changes to your account, like purchasing appliances... more ›

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Breathe Easy with Cleaner Air

Apr 27 2011 Cleaner Air with Houseplants Houseplants are our often-overlooked helpers in ridding the air of pollutants and toxins, counteracting outgassing and contributing to balanced internal humidity. Find out which... more ›

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Home Insurance Cancellation: Your Vacant Home and What you Need to Know

Apr 27 2011 As the weather gets nicer and we get more active, you may be starting to think about planning summer vacations or doing a remodel on your home. If you're planning to not live in your home for an extended period of time,... more ›

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Natural Cleaners and Polish

Apr 5 2011 Greening Your Home Clean Your home is your sanctuary, but there are many chemicals used in keeping that sanctuary clean that could be damaging to your health and the environment. One of the easiest ways to reduce... more ›

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Home and Renters Insurance Tips

Apr 5 2011 Remodeling, renovation projects, and new purchases can add value to your home and satisfaction for you. It can also mean that your homeowners insurance coverage may need to be updated.   Check your home... more ›

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Natural Rug & Floor Cleaners

Mar 7 2011 Rug and Upholstery Cleaner Sprinkle corn meal, baking soda or cornstarch on dry rugs and vacuum. For a wet-cleaning, use club soda or soap-based rug shampoo (and an appropriate vacuum, of course).   Carpet... more ›

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Car Spring Clean

Jan 25 2011 Car Spring Clean Spring is a great time to clean your fall and winter clutter – not just from your home, but your car, too! Dump the Junk: Clean out the inside of your car – get rid of anything that... more ›

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To DIY or Not to DIY

Jan 25 2011 Home repair can be a costly venture if you’re paying contractors. But with a few basic handyman skills and a little DIY savvy, it can be quite affordable. Unless you’re qualified to make larger, more... more ›

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Sewer Backup Coverage: A Northwest Necessity

Sep 23 2010 This is probably the least understood and most poorly named extension to a home or renters’ insurance policy, yet it results in the greatest frequency of claims. As the name implies, it covers against damages from the backup of sewers. But did you know that it also protects against damage from a faulty or plugged drain, septic system, sump pump, eaves trough and downspout? Sewer backup insurance is probably the least understood and most poorly named extension to a home or renters’ insurance policy, yet it results in the greatest frequency of claims. As the name implies, it covers... more ›

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What Does Your Condo Insurance Cover?

Aug 24 2010 Do you know what your condo insurance covers? If you look at your Master Insurance Policy, or CC&R, you should be able to find out. Usually, condo insurance covers the Building Property (your unit, in the condition... more ›

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Why Buy Life Insurance?

Jun 14 2010 Why buy life insurance? Life insurance is essential. It protects your family and loved ones when you're gone, and can be a tool to finance your objectives from education to retirement while you are alive. Why buy life insurance? Life insurance is essential. It protects your family and loved ones when you're gone, and can be a tool to finance your objectives from education to retirement while you are alive. Life... more ›

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Uninsured Motorists

May 25 2010 With high unemployment rates come high numbers of uninsured or underinsured drivers. This is making driving your car an even more financially risky venture. Do you have Uninsured (UM) and Underinsured Motorist (UIM) coverage on your auto insurance policy? If you're not sure, call your agent to find out. With high unemployment rates come high numbers of uninsured or underinsured drivers. This is making driving your car an even more financially risky venture. Do you have Uninsured Motorist (UM) and Underinsured... more ›

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Shared-Space Living Arrangements and Your Insurance

May 24 2010 Is Your Living Arrangement Covered? In years past, most households were composed of a husband and wife. Times have changed and households have become comprised of many mixes of people - married couples, couples... more ›

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Do I Have Enough Home Insurance?

May 12 2010 How high are the limits on your homeowners insurance? If something happens, is it enough? Have you taken these factors into consideration? You need enough insurance to cover the cost of rebuilding at current construction costs. Don't base your rebuilding costs on the price you paid for the building. With costs of materials rising, ensuring your building is covered with the right limits is especially important... How high are the limits on your home insurance? If something happens, is it enough? Have you taken these factors into consideration? You need enough home insurance to cover the cost of rebuilding at... more ›

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"Oh No! Am I Covered?"

Dec 7 2009 In today’s busy world, you have a lot on your mind… and insurance is rarely one of them – it’s something that you probably don’t want to have to think about until you need it. But do you... more ›

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Home Insurance: Replacement Cost vs. Actual Cash Value

Oct 9 2009 Replacement Cost vs. Actual Cash Value Your home insurance policy does not provide coverage for all potential catastrophes that could damage or destroy your home. Earthquake and flood are two “perils”... more ›

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So You Have Insurance... But is it Enough?

Sep 22 2009 How high are the limits on your insurance? If something happens, is it enough? Have you taken these factors into consideration? You need enough insurance to cover the cost of rebuilding at current... more ›

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Why Get Umbrella Insurance?

Sep 18 2009 Every policy has gaps... Here's how to protect your finances from falling into one. I'm sure you understand the value of insuring your homes, cars, and other personal property. I'm sure you also understand that they... more ›

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Life Insurance: What Happens to My Family when I Die?

Sep 18 2009 There is so  much to know about life insurance... it makes it quite appealing to lump life insurance in with the tasks you'll "get to tomorrow." But what if you don't have a tomorrow? Rarely do we get warning... more ›

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