Health policies

• Get a Free Health Insurance Quote »

Helpful links

• How does the Health Care Act affect me? »
• How to Appeal a Health Care Insurance Claim Denial »

Related products

• Dental Insurance »
• Health Savings Accounts »
• Individual Health Insurance »
• Short Term Medical Insurance »
• Group Health Insurance »

For existing customers

• File a Claim »
• Make a Payment »
• Update Your Contact Info »
• Manage Your Policy »

Advantages We Offer

1. Best Health Insurance Prices Available

   No other health insurance agent or broker in Washington can offer lower prices for the same health insurance plans we offer, and our service costs you nothing. Health insurance companies submit their rates to the Washington State's Office of the Insurance Commissioner, which regulates Washington health insurance rates. We do not add any additional fee to the plans offered on this web site. 

   Our Bellingham and Seattle health insurance agents offer "carrier-direct" pricing: the price of your plan is exactly the same working through us as it is working directly with a health insurance carrier or any other agent/broker. This is true for individual health insurance and dental insurance plans, as well as group health insurance and dental plans for employers with less than 100 employees and more in many cases.

2. Large Variety of Health Insurance Plans

   We offer a leading selection of health insurance, dental, life and disability insurance plans for individuals. 

   If you're an employer, our Seattle group health insurance broker offers dozens of group health insurance and dental plans from which to choose.

3. Friendly, Objective Advice

   Because we offer such a large variety of health insurance plans in Washington state, we can advise you in buying the health insurance quote that fits your budget and needs. 

   Our helpful Seattle health insurance agents will provide all your options simply, and guide you in the direction of the plan that is right for you. 

   For example, if you're an individual who is at the point in your life where you won't have children, why pay for a medical plan that includes maternity benefits? Or, if you're concerned about coverage for only catastrophic expenses, we'll suggest the right health insurance plan for you. Just let us know what your needs are.

4. Service

   We make it a painless experience to get a health insurance quote by helping walk you through the experience.

   If you are an employer, we'll help you with eligibility and enrollment, develop communication materials describing your benefits for distribution to employees, and hold a meeting with employees to explain your benefits, among other services. We basically become the "Employee Benefits Department" of your company. 

   If you have 15 or more employees enrolled, upon your request, we'll set up a web site that lets you and your employees view a summary of benefits, eligibility requirements, the monthly cost of the plan, provider directories and the ability to download forms.

5. Experience

   With the many years combined experience in our Bellingham and Seattle health insurance agents, we have a staff that is familiar with the changes happening in health insurance, and is well qualified to assist you with your health insurance quote.

6. We are professionals in the field

   Balcos Insurance agents are highly qualified to help you with your medical, dental, life, disability, retirement plan, HSA, and group medical insurance.

7. We know this marketplace

   We work with our insurers full-time, every day, so we are "on top" of which insurance companies provide the most competitive plans and best service.

8. No pressure

   We'll treat you the same way we'd like to be treated when making an important buying decision - with courtesy, respect, and zero pressure. We will advise you and provide options that are right for you. We offer only what you need, and hope you'll choose Balcos Insurance to help make your purchase.

9. We respect your privacy

   The information you give us is used ONLY for the purpose of conducting our business, such as providing quotes. Your private information will not be shared with anyone else other than for the purpose of providing you with our services.

10. We are not national

    When you can receive equal or better prices, benefits and service from us, wouldn't you rather do business with an organization that gives you the help you need with a personal touch?

Ready to find out more? Ready to buy?

Get in touch or get a quote