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Helpful links

• Balcos Business Brokers »
• American Egg Board »
• American Meat Institute »
• Centers for Disease Control »
• FDA’s Center for Food Safety & Applied Nutrition »
• Food Handler Card (WA) »
• Food Marketing Institute »
• Mandatory Alcohol Server Training (WA) »
• National Cattlemen’s Beef Association »
• Safety with Bacteria & Food »
• TIPS: Alcohol training for Servers »
• Teen Workers Information »
• US Department of Labor »
• US Poultry & Egg Association »
• USDA »

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Draw up a disaster recovery plan for your restaurant

Restaurant insurance can’t cover everything, and each coverage has its limitations. So you need a plan that allows you to get your restaurant back up and running - and fast. If you feel you don’t have the expertise to design this plan, there are plenty of professionals who can do it for you.

For this restaurant recovery plan to be effective, you need to:

• Make duplicate records of all documents
• Identify your critical restaurant business activities and the supporting resources
• Plan for the worst. Do research before a disaster strikes:
  • Alternative restaurant facilities
  • Restaurant equipment and supplies
• Set up a response plan and train your restaurant employees. Consider:
  • Alternative power sources
  • Alternative communication systems
  • Evacuation routes
  • Fire safety procedures
  • Supplies such as first-aid kits and flashlights
• Compile lists of important phone numbers and addresses (lists should be kept off-premises), including:
  • Local and state emergency management agencies
  • Major clients
  • Calendar of special events or catering jobs, with contact information
  • Suppliers
  • Financial institutions
  • Insurance agent
  • Insurance claims representatives
  • Phone numbers and addresses of staff
• Implement a communications strategy to prevent losing clients. The should enable your clients to contact your restaurant at its new, temporary location.

Get an independent restaurant insurance agent to look at your restaurant's risks

Cookie-cutter solutions don’t work for restaurant insurance programs. No two restaurants insurange programs are the same, even two that are in the same business or franchise. You need to have your restaurant's insurance looked at individually, and you need a restaurant insurance professional to assess your restaurant and the specific risks it faces. They will help you put together the best restaurant insurance quote for your individual needs.

Additionally, you should have as many options available to you as possible for your restaurant insurance quote. This is best achieved (and with the fewest headaches) by using an independent restaurant insurance agent. They can ensure you get the comprehensive coverage at the best price available to you by:

• Shopping around for you;
• Knowing which markets will work the best for your business;
• Having an awareness of which companies have good claims services, and;
• Negotiating with companies on your behalf.

At Balcos Insurance, we’re happy to get you the information you need to help create a great restaurant insurance quote. We’ll take care of your risk analysis at no cost, with no obligation to buy. We know that we provide restaurant insurance services and prices that are highly competitive, and even provide resources that few (if any) other restaurant insurance agents in Seattle provide.

As independent insurance agents and having been professionals in the restaurant and hospitality insurance industry in Seattle and Washington State for over 20 years, we have been able to develop restaurant insurance programs and relationships with the right companies to get you the best restaurant insurance quotes we can offer.

Additionally, we support your industry. Balcos Insurance is an Allied Member of the Washington Restaurant Assosication and has over 100 restaurant insurance clients in Seattle and Washington state who are Washington Restaurant Association members.

Let us help you find the best restaurant insurance quote available to you.

Protect your business – and your future – and call us for a free evaluation today.